Virtual Dollar Cards in Nigeria


A lot of tech-savvy Nigerians are on the lookout for active and working virtual cards in Nigeria 

After a difficult search for information on the most recent methods of sending dollars to Nigeria

Finally, we are hired to present the top and most recent functional virtual dollar cards in Nigeria.


One of the best and most practical ways for a Nigerian to pay for things online is using a debit or credit card.

Shopping for equipment, clothing, and other items on the best or most affordable websites depends on your preferences.


It becomes inconvenient and difficult to choose to pay for services on certain major international platforms and service providers, like Spotify, Amazon, Facebook, Apple Music, Google, Netflix, Shopify, Alibaba, and Fashion Nova, among others.

Then you realize that the Nigerian debit or credit card is consistently being denied.

Why might that be?

“It’s because either these foreign websites and platforms won’t accept your card, or Nigerian banks have imposed daily and monthly limits on foreign and international transactions of $20 and $100, respectively.


Consequently, buying a dollar virtual card in Nigeria is the best solution to all of these.

A virtual dollar card is not a real, tangible card made of plastic like a debit or credit card.

It is an electronic dollar-denominated card that may be used to make online transactions on mobile devices. 

Virtual Dollar Cards in Nigeria


The dollar virtual card is exclusive to apps and cannot be used for in-person purchases at physical stores.

They are suitable for transactions and internet purchasing.

They also possess standard card information, such as that on your debit and credit cards.

This indicates that it contains information such as the card number, expiration date, card name, and the three-digit CVV code, all of which are saved on the platform or the app.


To fund them in dollars, you just transfer naira from your debit card or account to the virtual card account.

I personally use them to purchase services for my website design services, software, plugins, mockups, etc 

Until ga gaan!… 

The virtual cards stopped working,… 


A few days later… 

Barter by Flutterwave and a host of other fintech companies (such as Eversend, Payday, GetEquity, Busha, Vesti, etc) announced that they were suspending their virtual dollar card service.

As a result, many Nigerians who rely on these platforms to pay for services on international websites now have difficult times.

especially with the $20 daily cap on overseas purchases for Nigerians.


If you were just like me a few weeks ago praying for a working virtual card in Nigeria 

Don’t worry, I’m not stingy… I’ll share my amazing findings with you today.

This is what you’ll learn today 

  • Best virtual dollars cards in Nigeria 

  • Barter by Flutterwave alternative 

  • Virtual cards for online payment in Nigeria 

  • Cheapest virtual dollar card in Nigeria

  • How do I get a USD virtual card in Nigeria?

  • Does Kuda Have a Virtual Dollar Card?

  • What is PST virtual card
  • Etc. 

So let’s get started 

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Virtual dollar cards in Nigeria

PSTNET is a service that provides instant access to the best virtual debit cards i.e Visa/Mastercard in USD and EUR for purchasing goods, services, and global advertising campaigns.

The registration process is simple and quick.

Users can enjoy the additional advantage of obtaining their first card without the need for document submission.

Clients have the option to fund their cards through various methods, including the use of cryptocurrencies like USDT TRC-20/BTC, SEPA/SWIFT transfers, or even existing Visa/Mastercard cards.

Notably, there is a low top-up fee, starting at just 2%.

Cards with 3DS technology are available, where verification codes are sent to the user’s personal account or via Telegram bot, ensuring secure purchases and reducing the risk of payment rejection.


Advantages of virtual cards from PSTNET:

– The possibility to obtain free cards (with sufficient monthly expenses)

– 2% top-up fee

– 0% transaction fees

– 0% withdrawal fees from the card

– 0% fees for declined payments

– 0% fees for operations with blocked cards


PST Virtual Cards in Nigeria

How to obtain a virtual Visa or MasterCard card from PSTNET:

  1. Register on the service using your email, Google account, or Telegram.
  2. Top up your account using any convenient method.
  3. Issue a card that suits your needs.
  4. Keep in mind that there is no need to go through KYC for your first card (but be aware of the $500 limit).


By combining the unique features of PSTNET with the instructions for obtaining a virtual Visa or MasterCard card, you gain easy and secure access to global payments and financial freedom.




ChipperCash virtual Dollar Cards in Nigeria


One of the best virtual dollar cards in Nigeria is Chipper Cash.

To relieve Nigerians of the restrictions during internet purchases, they just created their virtual dollar card.

It is a simple and cost-free smartphone app that may be downloaded.

You can transfer, request, and receive money from inside and outside your country using a chipper cash account.


Creating an account gives you access to an account number, which is how it operates.

Users are able to send and receive money to and from Nigeria using this method from anywhere in the world.

It is really simple, quick, and inexpensive compared to other conversion rates.


To open an account with Chipper Cash and obtain a virtual dollar card, the following are required:

  • Phone, 
  • Valid email address, 
  • Phone number,
  • and your Bank Verification Number (BVN)


How To Get Chipper Cash Virtual Dollar Cards in Nigeria

  • The first step is downloading the ChipperCash app from the App store or the Google Play store.
  • Use your phone number or email to register.
  • You will be sent a code to authenticate using either your phone number or email to confirm your account
  • Enter your information and any other needed details.
  • The next step is to come up with a user name, but make sure it is special.
  • Pick the currency for your nation. Your transaction’s default currency would be this.
  • Please enter the transactional security code… Your new account will be created in a short while. 


To get activate your Chippercash virtual card, you need to fund your account first

  • On your dashboard, click on “Add Cash
  • You will be shown a Nigerian bank account generated for you alone
  • Pay at least #3000 into your Chippercash bank account details 

New Update: Claim an extra #600 when you enter this code “DTEU3” 


Steps on the Chippercash App to claim #600 for Free 

Click on the “EARN” button 

👉 Enter Referral Code 

👉 Paste “DTEU3” 

👉 Click Enter… 

and that’s it. 


After you must have funded a good amount of money on your Chippercash account 

  • Tap “Card” on the Chipper app, then Claim your Card 
  • Complete your verification to activate your Chippercash card.
  • Claim your virtual card by clicking on it and entering your login details.
  • Your Chipper Cash virtual dollar card is ready to use when you click proceed.


Has Chipper Cash Virtual Dollar Card Stopped Working at the Moment?

Kindly tell us your experience in the comment section

Don’t miss: Checkout the Cenoa App for earning interest in dollars


3. VIRTUAL DOLLAR CARDS in Nigeria Virtual Dollar Cards in Nigeria, originally Aboki Africa, is a fintech company created to assist Africans in opening foreign bank accounts so they may receive and send money overseas online.

For remote professionals and digital nomads, Grey is dedicated to making life and work easier.

As a result of frequently made requests by Grey users

Grey has announced the introduction of Grey Virtual Cards to allow its customers to shop, stream, subscribe, and pay for any online transaction worldwide.

With your account, you can also send and receive dollars in Nigeria for free 


How Does the Grey Virtual Card Work?

The Grey virtual card is a digital USD Mastercard that enables you to pay for things online straight from your USD balance.

(use Promo code – QRMVPZ

  • Then simply top up in your local currency and swap it to the USD equivalent – which will be automatically stored in your USD balance.


You can load dollars onto your card and make purchases in any currency.

Additionally, you can use it online anywhere that accepts Mastercards.

When you need to make a transaction, just like with a physical card, you’ll be given your card number, expiration date, and CVV.

So if you want to pay for an online course, streaming services like HBO, a flight, your Shopify store, or indulge in ASOS, Zara, and more, you can.

You can always use the Grey Virtual Card without any issues.


When you misplace your card or wish to set spending limits, you can also momentarily freeze and unfreeze it.

For the fact you earn dollars in Nigeria, with a Grey account; You can claim a Dollar, Euro, and Pound bank account respectively. 

So if you have acquired digital skills in Nigeria, you can work with foreign clients and get paid in dollars 


How to Create Your Grey Virtual Card in Nigeria

  • Register or Create a Grey Account (use Promo code – QRMVPZ
  • Log in to your Grey app
  • Tap on virtual cards
  • Under this section, tap on “create card”
  • Follow the subsequent steps and get your card


It’s that simple to enjoy the new payment experience on Grey? 

After creating a Grey account, don’t forget to download the mobile app on Playstore or App Store to get the best experience with


Has Grey’s Virtual Dollar Card Stopped Working at the Moment? 

Kindly tell us your experience in the comment section



Geegpay is a product owned by Raenest, a digital finance platform for the Gig economy. 

Geegpay offers virtual cards that may be used to shop and make payments online across millions of websites without incurring excessive bank fees.


You need the following in order to register with Geegpay:

  • Add any of your additional bank accounts.
  • Any of these documents could be used as proof of address: – Driver’s license, International passport, National Identity card, or Voter’s card.


Has Geepay’s Virtual Dollar Card Stopped Working at the moment? 

Kindly tell us your experience in the comment section


Check this out: The $500 – $2000 per Project Smartphone Freelancer




Gomoney Virtual Dollar Cards in Nigeria

Gomoney is a reputable and user-friendly digital bank.

For Nigerians, it is a digitalized online banking system.

It provides the simplicity and convenience of traditional digital banks, allowing its users to conduct transactions smoothly and without any hassle.


Peer-to-peer transactions and third-party services are supported by the Gomoney platform.

It is convenient, hassle-free, and stress-free.

It’s incredibly easy to obtain Gomoney Virtual Dollar Cards in Nigeria.

All you need to do is create a Gomoney account and advance to level 2 or tier ( it has 3 tiers).


You may shop online in Nigeria and throughout the world using your Gomoney Virtual Dollar Card.

This means you can successfully conduct online transactions and make purchases using dollars.

Your account’s cash limit is determined by the tier level you are currently at.


Steps to Obtain a Gomoney Virtual Dollar Card

You need the following to open an account first: 

  • Full name, 
  • Email address, 
  • Contact information, 
  • Address,
  • Phone number, 
  • Utility bill with your current home address,
  • Your valid means of identification is a government-issued, and your Taxpayer identification number or social security number.



  • Access your Google Play or Play store and download the Gomoney app.
  • Submit the needed information, including your phone number, in full.
  • Enter and validate the OTP or verification code that was emailed to you.
  • Enter the confirmation code issued to you to confirm you own your BVN.
  • Wait for the platform to confirm your account. It takes some time. 
  • Add a form of identification and move up to the next tier, or level 2, to activate your Gomoney Virtual Dollar Card.

That’s it…


Has Gomoney Virtual Dollar Card Stopped Working at the Moment? 

Kindly tell us your experience in the comment section



The highly secure and quickly expanding cryptocurrency network Bitmama is the owner of Changera.

You can use Changera to send and receive money overseas, purchase airtime or data for friends and family, and pay utility bills for your loved ones from any location.

You need the following in order to register on Changera:

  • Biodata.
  • National Identification Number (NIN).
  • Any of the following documents could serve as proof of residency: a driver’s license, a passport from another country, a national identity card, or a voter card.


Virtual Dollar Card Stopped Working at the Moment?

Kindly tell us your experience in the comment section



Fundall company in Nigeria

Fundall is one of Nigeria’s top online banking systems that provides its clients with a range of financial services.

Savings, loans, bank accounts, and the Fundall virtual dollar card are among the services it provides.


With Fundall, customers are aided in their ability to purchase freely and easily on foreign platforms.

It allows one the freedom to purchase anywhere in the world.

With no transaction fees, it is among the best virtual dollar cards available in Nigeria.


With a minimum $5 deposit into your account, you can use the Fundall virtual dollar card for free.

For any one of your favorite international platforms, you may also create additional cards.


Whether you need a virtual card for Facebook, Netflix, Amazon, Apple Music, and other services.

Fundall is secure and safe to use for online purchasing while still being simple.

Virtual dollar cards are stress-free and cannot be stolen, unlike physical cards which can be stolen 


Steps to Obtain a Fundall Virtual Dollar Card

  • Using your mobile phone, access the Google Play or App Store to download the Fundall app.
  • Register and create an account by providing the necessary details.
  • Use the given OTP number sent to you to confirm your account. (Your account will be up and running in a few seconds
  • Fund your account and click on the “Create Card” button. 
  • When you choose “new card,” the “Virtual Dollar Card” option will appear.
  • Once you click on the virtual US dollar card, your card will be available shortly.


Has Fundall Virtual Dollar Card Stopped Working at the Moment?

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ALAT Virtual Dollar Card is a digitalized online banking system that is overseen by Wema Bank.

It was established to provide its clients with traditional bank services and is currently operating in Nigeria.

It provides the following packages: savings, a physical debit card, loans, a bank account, and an ALAT virtual dollar Card.


As one of the top virtual dollar cards in Nigeria, It provides a full array of banking services, including loans, bank accounts, savings, and Online payments in dollars currency. 

Alat virtual currency cards enable you to use its app to make purchases from worldwide websites like Amazon, Shopify, Facebook, Google, and others.

You can deposit cash from your naira account up to $20,000 once the account verification is complete and active. 

Your money in dollars can also be converted back into naira.


Steps to Obtain An ALAT Virtual Dollar Card

  • Using your smartphone, visit the ALAT website to download the ALAT App from the Apple Store or Play Store.
  • Enter the necessary data and a strong password to open an account.
  • Enter the verification code that was emailed to you, then fill out your account information.
  • Wait a few minutes for your account to be created.
  • Go to the dashboard and select “Card” to obtain your ALAT Virtual Dollar Cards.
  • Choose “ALAT Virtual Dollar Card” and enter your PIN or password.
  • The final step is to click on the Dollar Card and generate a new virtual Dollar Card.
  • Input the necessary information as directed, then wait for it to be completed.
  • Your card will be up and running in a matter of minutes.


Has ALAT Virtual Dollar Card Stopped Working at the Moment?

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Minty Virtual Dollar Cards

One of Nigeria’s top digital banking systems is Mint Digital Bank.

It is a product of the Microfinance Bank (MFB).

It focuses on making banking transactions simple and convenient to use while providing the services of a traditional bank, such as investments, savings, and loans.

Later, the business changed its name to Mintyn Bank.


Additionally, Mintyn’s Virtual Dollar Card is available on top banking platforms in Nigeria 

Customers are able to make purchases anywhere in the world using this virtual dollar card.

It allows you to both transfer and receive money and especially awesome if you do make money online in Nigeria

Additionally, you may quickly pay for purchases made on overseas websites like eBay, Amazon, Netflix, WordPress, Facebook, Apple Music, and many others..


How to Create a Mintyn Virtual Dollar Card

  • Get the Minty app from Google Play or App Store.
  • Fill out the appropriate information required to register and create an account.
  • Choose a password.
  • Put the verification code that was issued to your cell phone number into your account to confirm it.
  • Select “create a card” from the homepage.
  • Then select Virtual Dollar Card.
  • Your card will be prepared in a few minutes if you follow the instructions and provide your information.
  • Fund your account to activate your Minty Virtual card.


Has Minty Virtual Dollar Card Stopped Working at the Moment?

Kindly tell us your experience in the comment section


Read this: How to make money with cryptocurrency in Nigeria 




Virtual Dollar Cards in Nigeria


As of the time of publishing this content, below are the virtual cards that have been confirmed not active again. 


10. Barter by Flutterwave Virtual Dollar Cards

The Barter app, developed by Nigerian payment firm Flutterwave, enables you to send and receive money instantaneously.

In addition to allowing you to send and receive money internationally, barter also functions as a digital wallet that you can load with funds from your bank account, credit card, or mobile money account.

Once you have funds in your account, you can build a virtual dollar card that you can use to pay for anything on the majority of websites online


However, the Barter virtual card does not support transactions on websites that offer betting, trading, or money transfer services online.

To create a virtual card, you must have at least $5 in your account. 

Each virtual card costs $2, with a $1 monthly fee.

You can load it with up to $10,000.


11. Wallets Africa Virtual Dollar Cards

Wallets Africa is a Nigerian startup that provides a digital wallet with both virtual and physical naira and Dollar Visa cards issued by UBA.

This makes it handy for traveling because you are not limited to making online purchases in US dollars.


The Wallets Africa Virtual card is not really free; you must pay a monthly cost of $1, a foreign transaction fee of $0.75, and a loading fee of 2%.

To get Wallets Africa’s Magic visa cards, you need to fill in the following

  • Bio-data.
  • Bank Verification Number.
  • Means of identification: International passport, National Identification document, Driver’s license, or Voter’s card.


12. Eversend Virtual Dollar Cards

Nigerians can open a multi-currency account with Eversend, an African firm with its headquarters in Uganda.

You can make a payment to your account using a credit or debit card, after which you can open a virtual dollar debit card that will let you make purchases online almost anywhere.

The card costs $1 to create, a $1 monthly fee, and a 2% exchange rate surcharge when you use it to make purchases.


13. Bitsika Virtual Visa Dollar Cards

Bitsika is an app that lets you send and receive money in naira as well as in cedis, CFA francs, and a number of cryptocurrencies, including bitcoin. 

It is available in Nigeria and several French-speaking African nations.

Then, with a hefty 8% fee, you may use the Bitsika virtual Visa debit card to make purchases online


Latest update: Send and Receive Dollars in Nigeria for FREE


Does Kuda Have a Virtual Dollar Card? 

We know you love Kuda and its fintech services and we desire to have a kuda virtual dollar card in Nigeria

Every Kuda user knows that it is easy and free to create a Kuda virtual card on the Kuda app 

According to Kuda… Everyone is entitled to one virtual card. 

If you delete yours, you won’t be able to create another one. Please, don’t delete it.

Unfortunately, the kuda virtual card is not dollar-denominated, so it can’t make payments in dollar currency 


Read: 6 best ways to save in dollars in Nigeria 



It is expected that more virtual dollar card technologies will develop as demand for online purchases on international websites increases (especially if the traditional banking limits continue to exist).

Making purchases on international shopping websites or platforms that accept payments in dollars or other foreign currencies can be complex and tiresome.

It might also be a blocked credit card or a payment gateway that fails.

The use of Nigerian credit or debit cards is blamed for this because of the CBN’s limit of $20 per day and $100 per month on these cards.


These lists of virtual dollar cards mentioned above can allow for easy transactions and lift online purchase restrictions. 

They are the best and most active Virtual Dollar Cards in Nigeria 

By the way, we will keep adding more virtual dollar cards in Nigeria right here because this is a developing story.


This article is not sponsored.

We independently selected the active virtual card suppliers in Nigeria.

In contrast, we are not connected to any of these businesses.

We won’t be held responsible for any losses you may incur using these platforms, so please exercise caution.


Active Virtual Dollar Cards in Nigeria 2023

Still looking for working virtual dollar cards in Nigeria 2023, check this out… is a company that provides active virtual dollar cards in Nigeria, making it easier for individuals and businesses to transact in foreign currencies.

With the best virtual dollar cards in Nigeria, offers one of the cheapest virtual dollar card services in the country, providing users with a virtual visa dollar card that still works in Nigeria, even in 2023.

To get a virtual dollar card in Nigeria, all you need to do is download one of the virtual dollar card apps offered by

Once you have the app, you can easily create a virtual dollar card, which you can use for transactions both in Nigeria and abroad.

One of the advantages of using virtual dollar cards in Nigeria is that they are accepted by banks, making it possible for individuals to access their foreign currency funds from anywhere in the world. offers virtual dollar card services that work with some of the most popular banks in Nigeria, ensuring that users have access to their funds at all times.

In addition to being one of the best virtual dollar cards in Nigeria, offers a simple and user-friendly process for creating virtual dollar cards.

Whether you are an individual or a business, you can easily get a virtual dollar card and start transacting in foreign currencies with just a few clicks.

To get started, all you need to do is visit the website, sign up for an account, and download the app.

Once you have created your virtual dollar card, you can start using it for transactions, making it easier than ever to manage your foreign currency funds.

So if you are still looking for the best virtual dollar card in Nigeria, look no further than

With its cheap virtual dollar card services, user-friendly apps, and easy-to-use process for creating virtual dollar cards, makes it easy for individuals and businesses to transact in foreign currencies.

Click the link to also read how to send and receive dollars in Nigeria For FREE with the full


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Please share your experience using these Nigerian virtual dollar cards by leaving a comment in the space provided below.


Read more: 12 Ways To Earn In Dollars in Nigeria 


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